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Home > Specialist Areas > Accident & Health Insurance
Accident & Health Insurance

Company Personal Accident Insurance

The benefit can be retained by the employer or passed on to the employee.

It typically covers:


Temporary or total disablement:

Payments designed to replace lost income which temporarily restricts an individual from their employment.      


Permanent Disablement:

If an individual is permanently restricted from employment following an accident or injury, a lump sum is awarded.


Accidental Death:

Benefit of a lump sum payment following the death of an insured due to accident.


Group Business Travel Insurance:

This cover is provided to corporate traveler whilst overseas or within the country providind they are staying away from home.


It typically covers:

  • Medical Expenses
  •  Personal accident
  •  Lost luggage
  • Legal Expenses
  • Hijack and catastrophe

RMS has extensive knowledge and experience in these covers. We are able to design a specific solution for our clients and arrange for cover in the London insurance markets.


The kidnapping of individuals has today, been a world phenomena and almost every country is effected. Most kidnapping are for financial rewards and in most case the ransom is paid.


Kidnap and Extortion Insurance:

RMS is able to offer customized solutions to cover a clients needs both for corporate and individual and is able to place this cover in the London insurance markets.


It typically covers:

  • Kidnap
  • Extortion (threat to persons or property)

The policies are designed to provide a financial indemnity and specialist training and response assistance.

  • Ransom Reimbursement
  • Expenses of a specialist
  • Reward monies for information
  • Death and disability

Due to the delicate nature of this insurance we ensure all discussions are undertaken in the strictest confidence.

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