Company Personal Accident Insurance

The benefit can be retained by the employer or passed on to the employee.

It typically covers:

Temporary or total disablement:

Payments designed to replace lost income which temporarily restricts an individual from their employment.      

Permanent Disablement:

If an individual is permanently restricted from employment following an accident or injury, a lump sum is awarded.

Accidental Death:

Benefit of a lump sum payment following the death of an insured due to accident.

Group Business Travel Insurance:

This cover is provided to corporate traveler whilst overseas or within the country providind they are staying away from home.

It typically covers:

• Medical Expenses
•  Personal accident
•  Lost luggage
• Legal Expenses
• Hijack and catastrophe

RMS has extensive knowledge and experience in these covers. We are able to design a specific solution for our clients and arrange for cover in the London insurance markets.

The kidnapping of individuals has today, been a world phenomena and almost every country is effected. Most kidnapping are for financial rewards and in most case the ransom is paid.

Kidnap and Extortion Insurance:

RMS is able to offer customized solutions to cover a clients needs both for corporate and individual and is able to place this cover in the London insurance markets.

It typically covers:

• Kidnap
• Extortion (threat to persons or property)

The policies are designed to provide a financial indemnity and specialist training and response assistance.

• Ransom Reimbursement
• Expenses of a specialist
• Reward monies for information
• Death and disability

Due to the delicate nature of this insurance we ensure all discussions are undertaken in the strictest confidence.