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Home > Specialist Areas > Terrorism

Terrorism Insurance is a very complex subject and RMS are specialists at arranging the right insurance for professionals and businesses who operate in high risk areas of the world such as disaster, conflict, terrorist and war zones. We can arrange Terrorism cover in respect of a Household risk to a Rock concert. This is a specific product which runs in conjunction with your existing policy and can be custom made to suit your requirements.


In the present scenario of continually increasing terrorist attacks in Pakistan, to safeguard your assets and human resources is becoming a priority. Most organizations are unaware of the level of terror risk faced by them. And even after buying terror insurance covers for their properties and possible business disruptions, companies may not be clear of the impact of death and devastation from a terror attack on their balance sheets. Terrorism Coverage is provided as an additional cover to all risks underwritten.


Meaning of Terrorism

An act of Terrorism means an act, including but not limited to, the use of force or violence and the threat arising out of that. Of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organization(s) or governments(s), committed for political, religious, ideological or similar purpose, including the intention to influence any Government and to put the public or any section of the public in fear.


Amongst others those who must cover for terrorism;

  • Airports
  • Communications firms
  • Financial Institutions
  • International Hotel Chains
  • Power Generation facilities
  • Shopping Centers
  • Water Treatment facilities.
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